As for the style, I have Photoshop CS3 and I'm almost positive people with older versions can't use it. I will have to see if I can figure out a way for those of you who have older versions to use my styles before I can post them, otherwise I'll probably get a lot of comments saying "Help! It won't work" or something lol.
Drop shadows are for the preview only, and these are 300 dpi.

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I'd love to see what you've made, so please, please send me a link to your layout. And as always, comments are much appreciated ;)